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What is SR22 Insurance?

Posted by Russell West | Apr 30, 2017 | 0 Comments

Though not necessary in every city, motor vehicles are very much integral parts of most people's lives. Depending on what area you are in, not having a vehicle can mean the loss of employment or the inability to go to school, which can affect other parts of your life and future opportunities. Though your vehicle may be necessary, it is illegal in the state of Washington as well as throughout the United States to operate a vehicle without minimum liability insurance. All drivers should carry proof of insurance at all times, and for some drivers this proof comes in the form of SR22 insurance documentation. What is SR22 insurance documentation? If you or a loved one have been involved in an accident, it is in your best interest to contact an experienced Spokane personal injury attorney so that we can help you strategize about the best possible outcomes for your case.

SR22 Insurance

SR22 insurance is a vehicle liability insurance document, written by an approved insurance company, that is required by Washington state's Department of Motor Vehicles (DMV) under certain circumstances in which a driver is deemed to be “high-risk.” A high-risk driver is anyone who has failed to pay judgments, been convicted of certain offenses, or drivers who have driven or owned a vehicle that has been involved in an accident without insurance. SR22 certifies that a driver has the minimum amount of liability insurance to operate a vehicle. In Washington, if a driver's license has been suspended, the driver must prove financial responsibility by filing an SR22. To certify that a driver has the minimum amount of liability it must be proven through the SR22 that the driver has at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $10,000 property damage. If a driver does not want to obtain SR22 insurance, a driver can make a $60,000 deposit to the State Treasurer or obtain a surety bond through a surety company. Because obtaining a SR22 insurance document can be difficult to obtain depending on your circumstance, it is important to seek legal advice and representation if you find yourself in this situation.

Need Legal Advice?   

In Washington, for you to drive your vehicle safely on the roads, you must have liability insurance and in some cases a SR22 document proving your insurance. Not having this form of insurance for your vehicle can mean that you no longer have a driver's license. This can be of serious consequence when you are trying to navigate through life. If you or a loved one have been in an accident and are now required to have SR22 documentation, contact an experienced personal injury attorney to help you with your case. Contact the West Law Office online or call at 509-993-0748 so that we can help you with your case today.

About the Author

Russell West

Russell West from West Law Office, located in Spokane, Washington represents clients in areas of criminal traffic, misdemeanors, and personal injury. DUI’s, Reckless Driving, Negligent driving, Hit and Run, and Driving with Suspended license are the majority of criminal traffic violations. Drug Charges, Theft, and Domestic Violence account for most of the other criminal cases Russell handles.


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West Law Office - Russell West Attorney

Spokane Attorney Russell West practice areas include: Auto Accidents, Personal Injury, Motorcycle Accidents, Slip and Falls, DUIs, DOL Hearings, Criminal Traffic, Expungement/Vacating Records, and Insurance Bad Faith

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