Suffering a personal injury can be a painful, distressing, and expensive event that can leave you unable to work, support yourself, and provide for your family. Many people file a personal injury claim to recover their losses. However, it can be frustrating when your claim is denied for one reason or another. Fortunately, the denial does not necessarily mean the end of your options.
If your personal injury claim was denied, get help from a knowledgeable lawyer. Our Spokane personal injury lawyer at West Law Office can advise you on your options and navigate the legal process when fighting for the compensation to which you are entitled.
Five Common Reasons Personal Injury Claims are Denied
The most common reasons for personal injury claims denial are:
- Lack of evidence
- Pre-existing condition
- Failure to adhere to the statute of limitations
- Contributory negligence
- Mistaken identity
After a claimant files a personal injury claim in Washington, the insurance company is legally required to respond within 10 days of receiving notification of a claim (RCW 284-30-360).
Appealing the Denial of Your Claim
If your personal injury claim has been denied, you may consider an appeal. An appeal involves the insurance company's decision being reviewed by a higher authority. During an appeal, new evidence, witnesses, and experts can come forward to support your claim. A personal injury lawyer can help prepare and present your case during an appeal.
Filing a Bad-Faith Lawsuit Against the Insurance Company
Sometimes, the insurance company may act in bad faith when denying claims without proper investigation or evidence. In this case, you may file a bad-faith lawsuit against the insurance company. If you succeed, you may be awarded damages that are not restricted to just the original claim.
Before considering the legal route, you may wish to settle your claim with the insurance company. However, do not accept a settlement offer until you speak with a lawyer. An experienced personal injury lawyer can negotiate with the insurance company and help you get the compensation you deserve.
Consult With a Lawyer First
If your personal injury claim was denied, it is advisable to consult an experienced personal injury lawyer before appealing the denial or filing a lawsuit against the insurer. A lawyer will review your case and help you determine the best course of action, including whether to appeal the decision or file a lawsuit against the liable party. Your lawyer can also help you gather the necessary evidence to build your case and represent you in court.
Was Your Claim Denied? Contact West Law Office
If your personal injury claim has been denied, it is essential to understand your options. The denial of your claim does not necessarily mean that you will be left without compensation. An experienced personal injury lawyer can help you explore alternative options, including settlement, appeals, or even a bad faith lawsuit. Contacting a personal injury lawyer soon after a claim has been denied is a wise first step toward achieving a successful outcome. Reach out to West Law Office to explore the options available to you. Call 509-993-0748 today.