When you have been injured in an auto accident, it can be overwhelming. You may be visiting different doctors to assess your injuries and you may be out of work due for a significant period of time while you recover. For these injuries, you deserve to be compensated. Immediately following the accident, you may speak with the other driver's as well as your own insurance company. Under these circumstances, you may become frustrated because though insurance policies are supposed to protect against accidents and losses, insurance companies do not tend to move in favor of the person hurt or the person insured. You may end up in an insurance dispute.
If you or a loved one have been injured in an accident and are having insurance disputes, it is in your best interest to contact an experienced Spokane personal injury attorney so that we can help you strategize about the best possible outcomes for your case.
When you purchase a car insurance policy, that policy is considered to be a contract between the insurance company and the insured. Under the policy, if you or someone else is hurt during an auto accident, the insurance company is to pay for any negligent actions of the insured. However, this is not always the case. In some cases, policy holders find that after filing their claims, insurance companies may act in bad faith or may breach their contract with their policyholders. In simple terms, this means that the insurance company fails or refuses to pay for a claim for which are terms in the insurance contract. Under this circumstance, a dispute occurs and a policyholder has the ability to make any legal claims against their auto insurance company to abide by the contract.
Insurance companies can also not act in good faith by denying your claim for several reasons, such as:
- Lack of coverage;
- Third party claims;
- Delays in investigating claims;
- Disputed facts.
It is in your best interest to seek legal advice and/or representation because an attorney will be able to negotiate with the insurance company, be available for arbitration if that is required of your insurance contract, and help you understand small claims court avenues.
Need Legal Advice?
Insurance disputes can be not only frustrating, but frightening. Though, once fault has been established, it should be easy for you to receive compensation for your injuries, this is not always the case. If you end up in an insurance dispute, do not take on the insurance companies alone. We are here to help you. If you or a loved one have been injured in an accident and are having a dispute with an insurance compnay, contact an experienced personal injury attorney to help you with your case. Contact the West Law Office online or call at 509-993-0748 so that we can help you with your case. Contact our office today.
(image courtesy of Cory Bouthillette)